Acceptance of Terms

By accessing and using The Perceptive Agent website and purchasing our digital products, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use our services.

Product Description

The Perceptive Agent offers digital eBook products for purchase. Our products are delivered electronically and are available for immediate download after purchase completion.

• Products are delivered in digital format only
• No physical products will be shipped
• Download links are provided immediately after payment confirmation
• Products are non-transferable and for personal use only

Payment Terms

All payments are processed securely through PayPal. By completing a purchase, you agree to:

• Pay the full amount as displayed at checkout
• Provide accurate payment and billing information
• Authorize the charge to your payment method
• Accept that all sales are final unless otherwise stated

Refund Policy

Due to the digital nature of our products, all sales are final. We do not offer refunds for digital downloads once the product has been accessed or downloaded. If you experience technical issues preventing access to your purchase, please contact us and we will work to resolve the issue.

Intellectual Property

All content, including but not limited to text, graphics, logos, and digital products, is the property of The Perceptive Agent and is protected by copyright and intellectual property laws. You agree not to:

• Reproduce, distribute, or share purchased content
• Resell or redistribute digital products
• Use content for commercial purposes without authorization
• Remove copyright notices or proprietary markings

User Responsibilities

You are responsible for:

• Maintaining the confidentiality of your account information
• Ensuring your device meets the technical requirements for accessing digital products
• Backing up downloaded content as we are not responsible for lost files
• Using our services in compliance with applicable laws and regulations

Limitation of Liability

The Perceptive Agent shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our products or services. Our total liability shall not exceed the amount you paid for the specific product in question.

Changes to Terms

We reserve the right to modify these terms and conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after changes are posted constitutes your acceptance of the modified terms.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of New Zealand. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of New Zealand.

Contact Information

If you have any questions about these Terms & Conditions, please contact us through our website or email.

Last updated: 12/22/2025